Broker's News

Why Self-Funding?

Self-funding is, by far, the largest type of health employee benefits. It sometimes has different marketing names, such as ASO, partially-self-funded, and sometimes the marketing package makes it hard to determine its precise legal status, such as some minimum-premium...

Introduction to Self-Funding

Switching from a fully-insured plan to a self-funded plan has the potential to create huge savings for an employer. Here are some basics facts about self-funding to help you determine whether you should give self-funding a try. Question: What is Self-Funding? Answer:...

What is Level Funding?

Level Funding (Bridge Product) BMA Offers the ultimate product for employers seeking a simple way to move from a fully insured group health plan to the benefits of a traditional self-funded medical expense benefit plan. Level funding, also known as “The Bridge...

Self-Funding 101

Self-Funding: Why Use Self-Funding? Why use self-funding? Clarification: Self-funding is best known as a funding vehicle for employee benefit plans, especially health coverage. That is the topic of this paper. However, self-funding is also broadly used for such things...

Risk and Rewards of Self-funding

Self-Funding: Worth the plunge? Understanding the Risk and Rewards of Self-funding To make the decision to switch over to self-funding, you need to understand the basics so that you can then seek out more specific answers for your company in order to determine whether...

How do MEC and Minimum Value Plans work within the ACA?

How do MEC and Minimum Value Plans work within the ACA? As employers evaluate benefits to offer in light of the ACA, there are several factors to consider, including penalties, value of coverage, and the costs of coverage. This blog outlines the ACA regulations...

Repealing ACA & Self-Funded Plans

Repealing ACA & Self-Funded Plans Important Information! Trump’s proposal to repeal the ACA has left brokers, agents, insurance companies, hospitals, and beneficiaries concerned. At this time is more important than ever to understand the concerns and the...

Have you considered Self-Funding Medical Insurance?

Have you considered Self-Funding Medical Insurance? For employers, big or small, it is becoming more and more costly to provide health care to employees and their families.Self-funding is a great solution that can help your clients.   Here are a few of the things to...

Do you want to be on the leading edge of Healthcare?

Do you want to be on the leading edge of Healthcare? How Reference Based Pricing (RBP) can be the next solution for Employer Based Health Plans.  With rising cost of healthcare plans, employer groups are looking at new health tactics that provide cost-shifting to...