Traditionally, you would make a purchase for a medical expense and pay out of pocket, fill out a claim form, and submit that to your administrator along with the itemized receipt. Once the claim is approved, they would cut a check from your ELECTION balance and reimburse you. Once approved, your reimbursement check will be mailed or deposited into your bank account. Some FSA plans allow a benefits debit card; if you have a debit card, simply swipe it at the register to pay for eligible expenses.
Please note: It is the FSA member’s responsibility to retain all receipts and documentation for IRS auditing purposes.