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What are Qualifying Events?

A Qualifying Event (QE) is generally when a triggering event causes a loss of health plan coverage. There are 7 triggering events: (1) Termination of a covered employee’s employment (other than for gross misconduct); (2) a reduction of a covered employee’s hours of employment; (3) a death of a covered employee; (4) a divorce or legal separation from the covered employee; (5) ceasing to be a dependent child under the terms of the plan; (6) the covered employee’s becoming entitled to Medicare. The qualifying event must cause the QB to lose coverage.

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