What we have to offer.

Self-Funded Medical

BMA’s self-funded plan options put the control of Employee Benefits back in the hands of the employer. Clients pay only for what they use and they have access to utilization reports, at no risk.

Our services include: Specific, Aggregate & Integrated Stop Loss, Dedicated Account Manager, 24/7 Online Report Access, Online Enrollment Services and Eligibility Management, and Disease Management Interface.

 

Self-Funded Dental

BMA dental plans give employers more control over plan design. With several customizable options, employers can create an in-network program with an open access feel.

The benefits include: Lower premiums, ability to set co-pay plan options, freedom of dentist choice, multiple available networks, reduced overhead, cost savings visible in first year, and compatibility with Section 125 plans.

COBRA

 

BMA provides complete COBRA/HIPAA administration for each client as well as excellent customer service for all participants. The BMA web portal is available 24/7, allowing clients to submit new employees, process terminations, access account information, and run reports. COBRA Services Include: Initial Rights Notices, COBRA Election Notices,  COBRA Takeover Notices, and 24/7 Online Report Access.

 

FSA

An FSA is a tax-advanced financial account, set up through a cafeteria plan. This allows employees to contribute a certain amount of pre-taxed earnings to the account and apply it to certain expenses.
BMA’s FSA Store website provides a full range of FSA-eligible items at affordable pricesAccess the FSA Store here.
Learn more about FSA plans in our video below.

HSA

BMA provides full Cafeteria Plan Section 125 Administration utilizing a Debit Card. Employees can pay eligible medical, dental, transit, and dependent care expenses with this debit card, which is tied to their Health Savings Account (HSA).
HSAs offer several tax advantages and provide a means for members to pay for out of pocket healthcare costs. Learn more in our HSA video.

Short-Term Disab.

BMA’s self-funded short-term disability plan includes income protection for employees who can’t work, incentives for employees to return to work, and a smooth transition to long-term disability.
By self-funding a short-term disability plan with BMA, members will benefit from fast and hassle-free claim service.

 

Bridge Product

BMA offers the ultimate product for employers seeking a simple way to move from a fully insured group health plan to the benefits of a traditional self-funded medical expense benefit plan. The BMA Bridge Product is designed specifically for employers with 15-200 covered employees. Through ERISA, it offers flexibility with benefit plan designs with no state-mandated benefits.
Other Key Advantages Include: no additional claim funding requirements, the employer writes one monthly check, one maximum retention (spread over 12 payments), and lower maximum plan cost.

Online Enrollment

 

The BMA online enrollment solution provides companies a streamlined management tool useful for: open and new hire enrollment, plan options, deductions, reporting, export files, and more!

 

 

Telemedicine

Employees can consult telemedicine doctors via email, telephone and web cam 24/7. Features include appointment-scheduling, personal-health record, lab referrals, RX requests and HIPAA compliancy.

 

Wellness

BMA offers the “My Wellness” interface, a web based integrated wellness solution. This is a cost effective program that delivers results while encouraging employees to stop smoking, lose weight, reduce stress, and make other healthy lifestyle changes.

Prescription

BMA’s prescription drug program gives employees discounts, monitoring and review of utilization, access to pharmacies nationwide, flexible plan design, mail order options, and more.

Mobile App

 

BMA members have their own mobile app, which is supported on over 250 mobile devices. This secure app allows members to view claims, eligibility, wellness tools, ID cards, and RX details.

 

Other valuable BMA services include: Health Advocacy, Compliance Reporting, Premium Remittance, Consolidated Premium, Cafeteria Plans, and more.


Click here to contact our sales team for more information. We look forward to discussing these solutions with you.