Level Funding (Bridge Product)

BMA Offers the ultimate product for employers seeking a simple way to move from a fully insured group health plan to the benefits of a traditional self-funded medical expense benefit plan.

Level funding, also known as “The Bridge Product,” is the ideal solution for employers who would like to transition to a self-funded program. Self-funded medical expense benefit plans provide stability while offering flexibility in developing cost saving benefit plan designs.

This product provides insurance coverage to cover the unexpected catastrophic claims incurred in a self-funded plan. Unlike traditional stop loss programs, Integrated Stop Loss Insurance is designed to give employers the benefits of traditional self-funding, while enjoying the ease, look and feel of a fully insured group health plan.
By introducting the BMA Bridge Product, all business types now have the option to move to a self-funded insurance plan.

Key Advantages